In an instant, you’re involved in a road accident, and everything changes – you’re injured and need medical care, your vehicle is damaged, and the future feels scary and uncertain. Thankfully, the Road Accident Fund (RAF) provides a lifeline in moments like this. But how does it all work? Let’s explore their function and how accidentANGELS can guide you through the claims process.

What is the Road Accident Fund?

The RAF is a public entity in South Africa that provides cover to all individuals injured as a result of motor vehicle accidents within the country’s borders. The RAF’s other core role is to promote road safety and ensure individuals receive financial assistance for medical treatments, rehabilitation, and other needs following an accident.

What Can I Claim From the Road Accident Fund?

 The RAF offers various types of compensation to help those affected by road accidents, including drivers, passengers, pedestrians, cyclists and motorcyclists, if they were not in entirety responsible for the accident.

  • Medical expenses: For treatments needed that result directly from a road accident.
  • Funeral expenses: If a death occurs due to a motor vehicle accident.
  • General damages: Compensation for pain and suffering in cases of mental impairment, disfigurement, etc.
  • Loss of earnings: If you’re unable to work due to injuries sustained.
  • Loss of support: If a primary income provider is killed in a road accident due to negligence, the RAF compensates their dependants.

One cannot claim from the RAF if they are the driver and owner of the vehicle solely responsible for the accident or if they’re the only person involved in the accident where the driver is at fault and no other parties or conditions contribute to the crash. For a detailed guide, visit the RAF’s ‘How to Claim’ page.

How accidentANGELS Simplifies Your RAF Claims Process

While the RAF provides an essential service, they have been facing some financial challenges and operational delays of late, struggling with backlogs and fraudulent claims. Navigating the claims process can be overwhelming, especially in the case of you or loved ones dealing with the trauma of a road accident.

That’s where accidentANGELS steps in, giving you expert guidance in handling your RAF claim and ensuring all necessary paperwork is in order to reduce delays. Our team helps streamline the claims process, ensuring your rights are protected and you get the compensation you deserve.

Why Choose accidentANGELS?

With our accident plan, starting at only R149pm, you get guaranteed private hospitalisation after a road accident as well as out-patient and in-patient funds so you can get top-quality care. accidentANGELS wants to protect you on the roads so you can focus on healing while we handle the rest!

Choose support when it matters most – and drive safely out there!