December is a time filled with joy, celebration, and often, stress! From finishing up at the office to planning Christmas lunches and travelling across provinces, expenses can pile up. Adding to the chaos is increased traffic on the roads and national highways, with families heading out for trips and matric pupils celebrating their final exams with friends by travelling away from home.
With these things in mind, ensuring your family’s financial and medical security is more important than ever. If you or a family member don’t have medical aid, an accidentANGELS plan is an affordable way to guarantee private hospitalisation in the event of a car accident. Let’s understand what to minimise spending on and why investing in safety with us is smart:
Where Your Budget Goes During December
The festive season is a financial minefield for many families, with Christmas feasts and New Year celebrations to think about. Groceries, restaurants, and catering can take a huge bite out of the holiday budget. Let’s add on the tradition of gift-giving and travelling! Our team’s best tip is to plan what you are going to be spending your money on and get necessities out of the way. These include rent, credit instalments, utilities, school fees, and groceries. Think hard about unnecessary luxuries during this period, like new clothing, shiny things, and bakkie loads of alcohol. If there are Christmas gifts you want to buy, budget carefully on how much you can realistically spend.
Travel Concerns During the Festive Season
You’re familiar with the usual December news reports showing the traffic that grows heavy towards toll gates around the country. Traffic accidents always peak during this period due to celebratory distractions, late-night driving, and simply more vehicles on the road.
According to the 2023/24 festive season road traffic stats, the following provinces still saw a % increase in fatalities from the previous year:
- Gauteng: 7.6% increase.
- KwaZulu-Natal: 4.2% increase.
- Mpumalanga: 9.7% increase.
- Western Cape: 22.6% increase.
Other statistics showed that most car crashes were caused by human factors (80.8%). This would mostly imply speeding, driver errors, distracted driving, or fatigue. It would be crucial to read some of our tips to travel safely this festive season. Remember, if you know of a friend or family member without a medical safety net, the financial and emotional toll of an accident can be devastating. Outside the comfort of your familiar route, do you know where you or your loved one will go if urgent medical treatment is needed?
Why Choose an Accident Plan?
If you or your family member doesn’t have medical aid—or even if you do and need extra protection—an accidentANGELS membership is a smart choice. Here’s why:
- It’s affordable! Starting from ONLY R149pm, you can get an accident plan that ensures you’re safe on our roads and don’t need to sacrifice holiday fun for financial protection.
- In the event of a road accident, members will be guaranteed access to the closest private hospital/medical facility to the accident scene (anywhere in South Africa).
- Peace of Mind: Your accidentANGELS card will be loaded with R10 000 for outpatient ER costs, and you can get up to R1 million in inpatient funds (depending on your plan) for high-quality treatment and care.
Whether you’re a parent looking out for your teenager or yourself and your loved ones, you can rest assured knowing that medical emergencies will be taken care of with ANGELS! Get affordable, reliable protection right here.
